Locale: 
Russian

Seorang cikgu tuisyen pernah datang jumpa I. Gaji dalam RM3,800 sebulan, tak tetap. Dia rasa malu nak cerita, tapi akhirnya bukak: Public Bank personal loan: RM19,000 Hong Leong credit card: RM11,000 Atome: RM2,200 Bayaran bulanan dia RM2,100. Hampir separuh gaji terus pergi hutang. Inilah yang berlaku selepas tu...

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