Locale: 
Russian

Saya pernah jumpa client ada: AmBank personal loan: RM16k Public Bank credit card: RM10k ShopeePay Later: RM2.5k Grab PayLater: RM900 Dia ingat situasi dia dah takde jalan keluar. Lepas kita semak — kita gabungkan semua jadi 1 payment RM1,150 sebulan. Dari RM2,050 jadi RM1,150. Kalau korang dalam situasi yang sama, DM 'CHECK' atau WhatsApp — link kat bio.

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